## AI Document Classification and Extraction

Stop wasting underwriter time on data entry. Process lending documents in seconds, with accuracy you can trust.

## Let AI analyze the documents. Let humans approve more loans.

Built for lending operations, ready for peak volumes.

### Accuracy you can audit

Every field extraction comes with confidence scoring and visual highlights. See exactly what the AI found and why, with full JSON output for your compliance team.

### 10-second processing

Upload any lending document, from pay stubs to complex tax returns, and get structured data back in under 10 seconds. No "it depends" timelines.

### Results you can trust

Every extraction is validated with confidence scoring, with exceptions routed for human review based on your thresholds.

## You didn’t hire underwriters just to read PDFs

Unlike legacy providers using offshore teams to fix OCR errors, Kizen delivers 10-second processing underwriters can trust to scale with ease. See confidence scores on every field and click through to source documents.

### AI built for lending

Built with advanced AI from day one, not retrofitted onto old OCR systems.

### Transparent processing

See confidence scores, field highlights, and processing logic for every extraction.

### Efficiency you can trust

Customizable confidence scoring means you get reliable extractions.

## Your team maintains control with AI-enabled speed and scale

### Intelligent Document Classification

Automatically identify document types from mixed uploads, W-2s, pay stubs, bank statements, tax returns, and more. Trained for precision on key document types used in lending.

### Key Field Extraction & Validation

Extract critical data points like income figures, account balances, employment details, and asset values. Cross-document validation catches inconsistencies automatically.

### Tamper Detection & Fraud Prevention

Advanced analysis detects font inconsistencies, spacing anomalies, and other signs of document manipulation, protecting your institution from fraudulent applications.

### Fast Integration

Seamless integration gets you up and running in minutes, with webhook notifications, batch processing, and LOS connectors.

### Full Audit Trail & Observability

JSON viewer shows exactly what was extracted from where. Export audit logs for compliance reviews and model validation.

## Sample of document coverage

### Personal Lending Documents

- Pay stubs and employment verification  
- W-2s and tax returns (1040, Schedule C)  
- Bank statements and asset verification  
- Identity documents with fraud detection

### Commercial & Mortgage

- Commercial financial statements  
- Property appraisals and title documents  
- Business tax returns and profit/loss statements  
- Quarterly covenant monitoring

## How it works

### Connect your documents

Ingest documents from any source: drag-drop UI, REST API, direct integration with your loan origination system and more. Support for PDF, images, and multi-page documents.

### AI classification & extraction

Our models identify document types and extract key fields in under 10 seconds. Every result includes confidence scoring and field mapping.

### Review & validate

Audit results, export data to your systems, and see exceptions flagged for human review, with full transparency in every transaction.

### Scale & automate

Automation that scales with your volume. Real-time triggers and SmartConnectors for high-volume data loads.

### Monitor & optimize

Track accuracy metrics, processing times, and document type performance through your usage dashboard.

## Typical impact for community banks

- Reduce manual document work by 80%  
- Process 5x peak volume without additional staff  
- Cut document processing costs by 60%  
- Free underwriters for high-value risk assessment