Built for every part of the insurance business, so you can focus on growing it

Recruit agents, automate contracting, manage members and policies, pay commissions on time, and have real-time visibility through self-serve dashboards.

Trusted by industry leaders to optimize mission-critical business processes.

Do more, grow faster, work less

• 74%

faster agent onboarding and contracting cycles

• 4x

more contracts processed per team member

• 95%

less manual work across contracting

• 30m+

saved per validation faster agent activation

The platform that scales from agent to carrier.

Kizen is built for the whole journey, giving you the right capabilities at every stage of growth, without switching platforms.

Contracting CoPilot (Back office)

Scale quickly with an end-to-end solution that licenses, appoints, certifies, and clears agents to sell across 300+ preconfigured carrier rules and all major lines of business.

Key Benefits

• 300+ preconfigured carrier rules are built in across Medicare, MA, Life, Annuities, and ACA
• Carrier, state, hierarchy, eligibility, and optional NIPR requirements validated upfront
• Readiness and RTS status are tracked in real time for better visibility
• Dated contracts are created automatically with correct levels and hierarchies to maintain a single source of truth

Commissions CoPilot (Back office)

Improve producer satisfaction with an end-to-end commissions solution that calculates, validates, and pays every agent accurately from day one.

Key Benefits

• Calculates across 5 commission types with hierarchy and effective-date logic
• Links production and commissions feeds to policies, contracts, and hierarchies
• Generates payment summaries by carrier and date range with full status tracking
• Publishes payments and statements directly to agent and agency portals

Marketer CoPilot (Back office)

A tool that recruits, onboards, and retains agents through automated outreach, engagement tracking, and targeted expansion campaigns at scale.

Key Benefits

• Track agents from first touch through appointment, training, and submission
• Automate compliant follow-ups for contracting, appointments, and training
• Shift spend by channel, geography, partner type, and producer ROI
• Prove ROI in real time from lead to appointed, submitted, and retained

Agent/agency Portals (Back office)

A permissioned self-service hub that gives every agent and agency in your downline real-time visibility into their contracting, production, commissions, and readiness status in one place.

Key Benefits

• Submit contract requests and track every stage of the process
• Monitor RTS readiness and carrier processing in real time
• View production reports and performance data across your book
• Access commission statements and payout breakdowns in one place

AgentCRM (Front office)

Agents can grow their books of business without growing their workload. Automated follow-up, targeted campaigns, and every policy and renewal managed in one place.

Key Benefits

• Never let a prospect or client slip through the cracks — every follow-up, campaign, and touchpoint handled for you
• AI assistants help uncover cross-sell opportunities so you can provide the best care and grow faster
• All post-meeting analysis, such as recordings, summaries and follow-ups handled by AI assistants in under 3 minutes

AgencyCRM (Front office)

Give your agency the visibility and control to scale — without losing sight of every producer, book, and deal in motion.

Key Benefits

• Get new producers ramped and selling faster with standardized onboarding and workflows
• Know exactly who's performing, who needs help, and where your best opportunities are, in real-time
• Run sales, service, and operations from one workspace instead of juggling tools and spreadsheets

A single platform, tailored to every role in insurance distribution

Independent Agents (IAs)

For producers who need to sell and service efficiently — without chasing status or juggling tools.

Kizen helps

• Manage clients, policies, and renewals in one place
• Get contracted and ready to sell faster
• See real-time status without calling support
• Spend less time on admin and more time selling

General Agencies (GAs)

For agencies managing multiple producers and growing books of business.

Kizen helps

• Standardize workflows across producers
• Gain visibility into downline activity and readiness
• Reduce operational overhead and escalations
• Scale without losing control

MGAs / SGAs

For organizations managing complex hierarchies across carriers and states.

Kizen helps

• Maintain clean hierarchy and level data
• Prevent contracting and commission errors at scale
• Automate onboarding and contracting workflows
• Support growth without adding manual processes

FMOs / IMOs

For national distribution organizations operating at high volume.

Kizen helps

• Process large volumes of contracting requests reliably
• Reduce NIGO through early validation
• Gain real-time visibility across thousands of producers
• Standardize operations across carriers and regions

NMOs

For enterprise-scale organizations coordinating multiple lines of business and large networks.

Kizen helps

• Govern front and back office operations from one platform
• Ensure consistency across carriers, hierarchies, and teams
• Reduce risk as distribution scales nationally
• Support growth without fragmenting systems

Carriers

For carriers supporting external distribution without managing day-to-day operations.

Kizen helps

• Receive cleaner, validated contracting submissions
• Reduce manual review and back-and-forth
• Improve readiness transparency
• Maintain trusted data relationships with distribution partners

Everything connected.

Connect effortlessly with your existing systems while maintaining strict industry compliance.

Frequently asked questions

What are Kizen's insurance solutions for?

Kizen’s insurance suite supports independent agencies and agents, FMOs, IPAs, providers, and healthcare carriers across life, health, and ancillary lines. The platform is designed to unify contracting, commissions, CRM, and marketing under one secure, compliant system.

What makes Kizen different from a generic CRM?

Kizen is built specifically for insurance distribution. That means native support for producer hierarchies, carrier contracting rules, multi-level commissions, and compliance workflows that generic CRMs simply cannot handle out of the box.

How can Kizen handle contracting and licensing for large producer networks?

Yes. Contracting Copilot validates carrier, state, hierarchy, and eligibility requirements upfront, tracks RTS status in real time, and creates dated contracts at the correct levels automatically across 300+ preconfigured carrier rules.

How does Kizen manage commissions across multiple hierarchy levels?

Commissions Copilot ingests carrier production and commission feeds, applies override and effective-date logic, reconciles statements, and publishes accurate payouts to every agent and agency in your downline.